How It Works
Choose Your Ride
Pick your dream bike from our showroom or online listings - new or used, we’ll help you find the perfect match.
FINANCE TERMS, CONDITIONS AND USEFUL INFORMATION
Finance is provided by UDC Finance Limited. Approvals are subject to responsible lending inquiries. UDC's loan eligibility criteria, fees, terms and conditions apply.
For more information on UDC's Consumer Credit Contracts, Rates & Fees and Terms & Conditions please click here.
Finance FAQs
Can I apply for finance if I have a learner licence?
Can I apply for finance if I have a learner licence?
Yes — many of our finance options are available to learner riders. Approval is subject to standard credit checks and affordability.
I don’t currently have a motorcycle licence - can I still get finance?
I don’t currently have a motorcycle licence - can I still get finance?
We can work with you to help you get approved while you’re in the process of obtaining your licence. We’ll guide you through what’s needed and can often tailor options around your situation.
Do I need insurance for a secured loan?
Do I need insurance for a secured loan?
Yes, insurance must be in place for a secured loan before the bike is released. Our team can help arrange this if needed.
I need quick approval and don’t have time.
I need quick approval and don’t have time.
If it’s urgent, let us know — we can often have loans turned around the same day once all information is provided.
How long does finance approval normally take?
How long does finance approval normally take?
Most approvals are processed within one to two business days once all documentation is received.
What documents do I need to apply?
What documents do I need to apply?
You’ll typically need photo ID (driver’s licence or passport), proof of income, and proof of address.
Do you offer trade-ins?
Do you offer trade-ins?
Yes, we accept trade-ins — they can often be used towards your deposit to reduce your finance amount.
Can I pay off my finance early?
Can I pay off my finance early?
Absolutely. Most finance agreements allow early repayment with little or no penalty. Just check with your lender for the details.
What if I have bad credit?
What if I have bad credit?
We work with a range of finance providers and can often find solutions for customers with less-than-perfect credit.
Do you offer finance for other purchases?
Do you offer finance for other purchases?
Yes! Through our finance partners, we can also offer unsecured finance for other purchases such as a holiday, wedding, event, or debt consolidation. Get in touch and we’ll help you find an option that suits your needs.